A storm-damaged roof being repaired by Palisade Roofing in East Tennessee.
Storm damage · 24-hour response

Watertight today.
Claim handled this week.

After a hailstorm, a microburst, or a tornado watch, two things have to happen fast: stop the leak and document the damage. We do both. Same-day or next-morning tarping for active leaks. Adjuster meeting on the roof within 48 hours.

4 hrAvg. emergency tarp
response · Tri-Cities core
21 dAvg. claim-to-check
on approved claims
25%Of initial denials
we re-document succeed
$0Tarping fee when we
do the permanent repair
In shortCall us before you call a storm-chaser. We respond same-day for tarping, meet your insurance adjuster on the roof, document damage to the carrier's standard, and submit written supplements for missed items. No "we'll handle your insurance" pressure tactics. No deductible waivers (that's fraud). You file the claim. We do the documentation.
After a storm

What to do, in order.

1.

Get safe first.

If there's active water entering the home, move electronics and furniture out of the path. Throw a bucket under the leak. Do not climb on the roof. Most post-storm injuries we see are homeowners on wet roofs in the first 24 hours.

2.

Document from the ground.

Walk the perimeter. Photograph anything visible — fallen branches, dented gutters, debris on the ground, shingle pieces in the yard. Timestamp matters. Save the photos to your phone's cloud immediately.

3.

Call us for emergency tarping.

(423) 549-2065. We'll typically be on-site within 4–8 hours during a regional storm event. Tarping is no-charge if we end up doing the permanent repair on the same claim. Keep the receipt either way — it's reimbursable mitigation under most TN policies.

4.

File your insurance claim — yourself.

Call your carrier directly. Not your roofer. This locks in the claim date — most TN policies have a one-year filing window from the storm date. The carrier will schedule an adjuster, typically 5–14 days out.

5.

Tell us your adjuster appointment.

We meet your adjuster on the roof. We document the damage to the same standard they use — bruise counts in 10×10 test squares, manufacturer specs, code citations. We don't sell you a roof on that visit. We make sure the carrier sees what's actually there.

A completed Palisade Roofing storm restoration in Bristol, TN.
After the storm

Read the full hail-claim playbook
before you call your carrier.

11-min read: How TN hail claims work
Warnings

Red flags after a storm.

"Free roof inspection" door-knockers

Out-of-state contractors descend on the Tri-Cities after every major storm. They knock at dinner, offer to "handle your insurance," and disappear after the check clears. We've cleaned up dozens of these jobs. If a roofer shows up uninvited the day after a storm, send them away.

"We'll waive your deductible"

A 2021 Tennessee statute (Tenn. Code Ann. § 62-6-518) makes it a Class A misdemeanor for a roofing contractor to advertise, offer, or pay an insurance deductible on behalf of an insured. The broader insurance code (§ 56-7-2602) prohibits deductible rebating generally. A contractor who offers to "eat your deductible" is the one breaking the law, every time. Walk away and report it to your carrier.

Pressure to sign on day one

No legitimate roofer asks you to sign a contract before your insurance claim is approved. If they want a signature today, they're trying to lock you into their pricing whether or not the carrier pays. We don't write contracts until your scope is approved.

Promises of "full replacement, guaranteed"

Whether your claim approves replacement is the carrier's decision, based on documented damage. No roofer can guarantee an outcome before the adjuster has been on the roof. Honest documentation is what we offer — not predetermined results.

24-hour line

Storm hit your house?

Christian or a foreman picks up. Same-day or next-morning response across the Tri-Cities core.

Call (423) 549-2065 Book an inspection
📞 Call (423) 549-2065